Regain Financial Freedom with Professional Debt Counselling
Struggling with debt and blacklisted? We can help!
Ngula Finance Solutions in Pretoria offers expert debt counselling to help you regain control of your finances. If you’re blacklisted and struggling with debt, we create structured repayment plans, negotiate with creditors, and provide financial relief.
We’ve partnered with industry leaders like Maximus, Hyphen, DC Partner, Finwise, iDocs, and DC Credit Protect to ensure smooth debt management. With support from XDS, Experian, and VCCB, we assess your financial situation accurately. As a registered debt counsellor (NCRDC4499), we provide professional, ethical, and transparent services to guide you toward a debt-free future.
Our Expertise
Ngula Finance Solutions in Pretoria specializes in debt counselling to help you regain financial control. We negotiate with creditors, restructure debt, and create manageable repayment plans tailored to your needs.
Our Promise
We provide transparent and ethical debt solutions to reduce your financial stress. Our goal is to protect your assets and guide you toward long-term financial stability.
Features & Benefits
Why Choose Us
Ready to take the next step towards financial freedom? Contact Ngula Finance Solutions in Pretoria today to learn more about how we can help you achieve your financial goals.
We Handle the Hard Conversations
Experienced Debt Counsellors
Our team has extensive expertise in debt counseling, helping individuals in Pretoria regain financial freedom.
Tailored Plans for Your Financial Needs
Personalized Solutions
We customize debt repayment plans to suit your financial situation, ensuring a manageable and stress-free process.
We Handle the Hard Conversations
Creditor Negotiation
We negotiate with creditors on your behalf, reducing financial pressure and securing better repayment terms.
Safeguard What Matters Most
Asset Protection
Our debt counseling services help protect your home, car, and other assets while guiding you toward financial stability.
Our Services
Debt Review
Regain Peace of Mind
Debt review is a thorough process where we assess your financial situation and collaborate with creditors to create a personalized repayment plan. With Ngula Finance Solutions, you’ll have peace of mind knowing our experts are working to reduce the stress of dealing with creditors and collectors, while helping you manage your debt more effectively.
Debt Consolidation
Simplify Your Debt Payments
If you’re struggling to keep track of multiple debts, debt consolidation can help. We combine all your debts into a single loan with a lower interest rate and manageable payments, making it easier for you to stay on top of your finances. This solution allows you to focus on getting your life back on track without juggling multiple bills.
Financial Education and Advice
Build Strong Money Habits
At Ngula Finance Solutions, we believe in empowering our clients with the knowledge and tools they need to avoid future debt problems. Our financial education service provides practical advice on budgeting, saving, and responsible financial management, helping you build a strong foundation for long-term financial stability.
Debt Solutions
Flexible Payment Plans
At Ngula Finance Solutions, we understand that financial recovery takes time. That’s why we’ve partnered with NuPay, Altron Fintech, ACS, and Delter to offer customized payment plans for Debt Review Removal and ITC Clearance. With our NuPay payment system, clients can now settle their financial matters without upfront costs—pay in affordable monthly installments. Take control of your financial future today!
what we need
Client Requirements
To get started with our debt counseling services, we need some basic information from you. This allows us to better understand your financial situation and tailor a solution that works best for you. Our process is straightforward, and we’ll guide you every step of the way to ensure you receive the support you need.
Understanding Your Financial Capacity
Proof of Income
We’ll need 3 months’ worth of payslips or other income verification to assess your financial capacity and develop a suitable repayment plan.
Insight into Your Financial Habits
Bank Statements
Providing 3 months of bank statements helps us understand your spending patterns and financial commitments, allowing us to structure a manageable debt repayment plan.
Verification for Security and Compliance
Proof of Identity
A copy of your original ID document is required to verify your identity and ensure compliance with regulatory standards.
apply now
Ready to Take Charge!
Ready to take control of your financial future? Contact Ngula Finance Solutions in Pretoria today to learn more about our services and how we can help you achieve your financial goals.
Frequently Asked Questions
Have a Question?
We are here to help you 5 days a week and respond within 24 hours. Plus, you can find most answers to your questions right on this page.
Debt counselling is a formal process where a debt counsellor assesses your financial situation and helps you restructure your debt. They work with your creditors to create a manageable repayment plan, allowing you to pay off your debt over time while protecting your assets.
While debt counselling may initially affect your credit score, it is a step toward rebuilding your financial health. The goal is to help you settle your debts in a way that ultimately improves your creditworthiness in the long run.
The duration of the debt review process varies depending on your financial situation and the amount of debt you have. On average, the process can take anywhere from 18 months to 5 years, depending on the repayment plan we develop with you.
Once you are under debt counselling, you will not be allowed to take out new credit until your debt review is completed. However, after successfully completing the program and settling your debts, you can begin to rebuild your credit score and reapply for credit.
contact information
- 115 Paul Kruger Street, New Court Chambers Building, Regus 2nd floor, Pretoria Central, Pretoria, 0002
- 071 770 6860
- info@ngulafinancesolutions.co.za